OAR 836-080: Trade Practices

107 rules in Division 080, Chapter 836 (Department of Consumer and Business Services, Insurance Regulation).

  1. OAR 836-080-0001: Statutory Authority; Purpose; Applicability
  2. OAR 836-080-0005: Definitions
  3. OAR 836-080-0014: Duties of Agent
  4. OAR 836-080-0022: Duties of Insurers that Use Agents Insurance Producers
  5. OAR 836-080-0029: Duties of Replacing Insurers that Use Agents
  6. OAR 836-080-0034: Duties of the Existing Insurer
  7. OAR 836-080-0039: Duties of Insurers with Respect to Direct Response Solicitations
  8. OAR 836-080-0043: Violations and Penalties
  9. OAR 836-080-0050: Authority; Purpose and Scope
  10. OAR 836-080-0055: Unfair Discrimination Identified
  11. OAR 836-080-0080: Definition, Claims Handling Services; Claims Procedures and Information
  12. OAR 836-080-0085: Annual Report; Sampling
  13. OAR 836-080-0090: Suitability in the Sale of Life Insurance
  14. OAR 836-080-0105: Statutory Authority; Purpose; Effective Date
  15. OAR 836-080-0110: Applicability
  16. OAR 836-080-0115: Definitions
  17. OAR 836-080-0120: Statement as to Participation Required Upon Request Before Delivery of Policy; Provision Required in Participating Policy; Contents of Provision
  18. OAR 836-080-0125: Prohibited Representations Regarding Participation Rights
  19. OAR 836-080-0130: Dividend Statement Permitted; Required to Be Written; Prohibited and Permitted Advice
  20. OAR 836-080-0135: Dividend Rights Accrue Upon Declaration of Dividends; Contents of Dividend Declaration Resolution
  21. OAR 836-080-0140: Unfair Discrimination in Allocation of Dividends Prohibited; Criteria for Allocation; Prima Facie Evidence of Unfair Discrimination
  22. OAR 836-080-0145: Unfair Forfeiture of Dividend for Failure to Renew Prohibited
  23. OAR 836-080-0150: Policyholder Dividend Rights of Group Members and Dividend Group Policyholders; Reduction or Denial Without Prior Advice Prohibited; “Dividend Group” Defined; Standards for Dividend Groups
  24. OAR 836-080-0155: False or Deceptive Publications by Insurer Prohibited
  25. OAR 836-080-0160: Use of Special Certifications and Professional Designations by Insurance Producers
  26. OAR 836-080-0165: Notice of Division of Financial Regulation Assistance
  27. OAR 836-080-0170: Statutory Authority; Purpose
  28. OAR 836-080-0172: Applicability and Disclosure Forms
  29. OAR 836-080-0178: Definitions
  30. OAR 836-080-0183: Insurance Producer Training
  31. OAR 836-080-0185: Compliance Mitigation; Penalties
  32. OAR 836-080-0190: Annuity Sales; Disclosure Not a Defense
  33. OAR 836-080-0193: Operative Date
  34. OAR 836-080-0195: Oregon opt-out from certain Interstate Insurance Product Regulation Compact Uniform Standards
  35. OAR 836-080-0200: Electronic Payment of Claims
  36. OAR 836-080-0205: Statutory Authority, Purpose, and Applicability
  37. OAR 836-080-0210: Definitions
  38. OAR 836-080-0215: Claim Files
  39. OAR 836-080-0220: Misrepresentation and Other Prohibited Claim Practices
  40. OAR 836-080-0225: Required Claim Communication Practices
  41. OAR 836-080-0230: Standard for Prompt Claim Investigation
  42. OAR 836-080-0235: Standards for Prompt and Fair Settlements — Generally
  43. OAR 836-080-0240: Standards for Prompt and Fair Total Loss Settlements — Automobile Insurance
  44. OAR 836-080-0245: Statutory Authority and Purpose
  45. OAR 836-080-0250: Workers’ Compensation Insurance Unfair Claim Settlement Practices Standards
  46. OAR 836-080-0305: Statutory Authority; Purpose; Applicability
  47. OAR 836-080-0310: Definitions
  48. OAR 836-080-0315: Providing Things of Value to Intermediaries Generally Prohibited
  49. OAR 836-080-0320: Miscellaneous Things of Value
  50. OAR 836-080-0325: Business Development Activities
  51. OAR 836-080-0335: Gifts
  52. OAR 836-080-0337: Real Property Information
  53. OAR 836-080-0340: Assistance in Qualifying a Subdivision
  54. OAR 836-080-0345: Automatic Change in Monetary Limits
  55. OAR 836-080-0355: Title Insurer Responsible for Violations by Agent
  56. OAR 836-080-0360: Use by Title Company of an Intermediary’s Office
  57. OAR 836-080-0365: Filing Escrow Rates Required
  58. OAR 836-080-0370: Instruction of Title Company Employees About Rules Required
  59. OAR 836-080-0425: Applicability; Definitions
  60. OAR 836-080-0430: Disclosure of Use of Credit History or Insurance Scores
  61. OAR 836-080-0435: Policies Governing Credit Histories and Insurance Scores
  62. OAR 836-080-0436: Absence of or Inability to Determine Credit History; Relation to Risk to Insurer
  63. OAR 836-080-0438: Definition of Adverse Underwriting Decision; Notice
  64. OAR 836-080-0440: Unfair Insurance Trade Practice
  65. OAR 836-080-0501: Authority; Rule of Construction; Applicability
  66. OAR 836-080-0506: Definitions and Examples
  67. OAR 836-080-0511: Application of Notice Requirements
  68. OAR 836-080-0516: Initial Notice to Consumers
  69. OAR 836-080-0519: Information to be Included in Initial Privacy Notice
  70. OAR 836-080-0523: Annual Notice
  71. OAR 836-080-0526: Information to be Included in Annual Notice
  72. OAR 836-080-0531: Revised Privacy Notices
  73. OAR 836-080-0536: Delivery
  74. OAR 836-080-0541: Opt in Notice; Form of Opt Out Notice to Consumers and Opt Out Methods for Purpose of ORS 746.665(1)(k)
  75. OAR 836-080-0546: Limits on Sharing Account Number Information for Marketing Purposes
  76. OAR 836-080-0551: Authorization Request Delivery
  77. OAR 836-080-0600: Authority; Rule of Construction; Applicability
  78. OAR 836-080-0610: Definitions and Examples
  79. OAR 836-080-0615: Personal Information Notice
  80. OAR 836-080-0620: Notice of Personal Financial Information Practices
  81. OAR 836-080-0625: Alternative Procedures
  82. OAR 836-080-0630: Application of Notice Requirements
  83. OAR 836-080-0635: Initial Notice to Consumers
  84. OAR 836-080-0640: Information to Be Included in Initial Privacy Notice
  85. OAR 836-080-0645: Annual Notice
  86. OAR 836-080-0650: Information to Be Included in Annual Notice
  87. OAR 836-080-0655: Revised Privacy Notices
  88. OAR 836-080-0660: Delivery
  89. OAR 836-080-0665: Authorization
  90. OAR 836-080-0670: Authorization Exemptions
  91. OAR 836-080-0675: Disclosure Without Authorization
  92. OAR 836-080-0680: Opt in Notice; Form of Opt Out Notice to Consumers and Opt Out Methods for Purpose of OAR 836-080-0675
  93. OAR 836-080-0685: Limits on Sharing Account Number Information for Marketing Purposes
  94. OAR 836-080-0690: Authorization Request Delivery
  95. OAR 836-080-0695: Access to Recorded Personal Information
  96. OAR 836-080-0700: Correction, Amendment or Deletion of Recorded Personal Information
  97. OAR 836-080-0750: Purpose; Statutory Authority
  98. OAR 836-080-0755: Application of OAR 836-080-0750 to 836-080-0775
  99. OAR 836-080-0760: Definitions for OAR 836-080-0750 to 836-080-0775
  100. OAR 836-080-0765: Practices Declared False, Misleading, Deceptive or Unfair on a Military Installation
  101. OAR 836-080-0770: Practices Declared False, Misleading, Deceptive or Unfair, Regardless of Location
  102. OAR 836-080-0775: Severability
  103. OAR 836-080-0800: Definitions
  104. OAR 836-080-0805: Statutory Authority, Purpose, and Applicability
  105. OAR 836-080-0810: Provision of Commercial Loss Runs
  106. OAR 836-080-0900: Definitions
  107. OAR 836-080-0905: Language used for co-insureds on property and casualty personal lines policies