OAR 836-080-0210: Definitions

As used in OAR 836-080-0205 to 836-080-0240, unless the context requires otherwise: (1) "Claim file" includes, but is not limited to, microfilm files, computer information systems and other types of files, containing information on individual claims without necessarily containing hard copies of documents. (2) "Claimant" includes any first party claimant and any third party claimant, the designated legal representative of any such claimants and any members of a claimant's immediate family who are designated for this purpose by the claimant. For title insurance, “claimant” includes only any first party claimant and the designated legal representative of a first party claimant. (3) "First party claimant" means a person asserting a right to payment under an insurance policy arising out of the occurrence of the contingency or loss covered by the policy. (4) "Insurer" includes any person authorized to represent the insurer with respect to a claim who is acting within the scope of the person's authority. (5) "Investigation" means the activities of an insurer directly or indirectly related to the determination of liabilities under coverages provided by an insurance policy. (6) "Notification of claim" means any notification, whether in writing or other means acceptable under the terms of an insurance policy, to an insurer by a claimant that reasonably apprises the insurer of the facts pertinent to the claim. (7) "Third party claimant" means any person asserting a claim against any person insured under an insurance policy. (8) "Crash parts" are motor vehicle replacement parts, sheet metal or plastic, that constitute the visible exterior of the vehicle, including inner and outer panels, and are generally repaired or replaced as the result of a collision.