OAR 836-052-0103: Purpose

(1) OAR 836-052-0103 to 836-052-0194 are adopted in order to: (a) Provide for the standardization of coverage and simplification of terms and benefits of Medicare supplement policies; (b) Facilitate public understanding and comparison of such policies; (c) Eliminate provisions contained in such policies that may be misleading or confusing in connection with the purchase of such policies or with the settlement of claims; and (d) Provide for full disclosures in the sale of accident and sickness insurance coverage to persons eligible for Medicare. (2) OAR 836-052-0138, 836-052-0145, and 836-052-0151 are amended pursuant to the authority of ORS 743.683, in order to carry out the legislative intent of: (a) Extending the opportunity for open enrollment for Medicare supplement insurance under OAR 836-052-0138 to all persons who enroll in Medicare Part B, regardless of age; and (b) Providing that for rating purposes the pool of persons qualifying for Medicare by reason of disability is combined with the pool of persons qualifying by reason of age, so that premiums will be affordable for persons qualifying by reason of disability.