OAR 441-735: Payday And Title Lending
26 rules in Division 735, Chapter 441 (Department of Consumer and Business Services, Finance and Securities Regulation).
- OAR 441-735-0000: Statutory Authority; Purpose
- OAR 441-735-0010: Definitions
- OAR 441-735-0015: Title Loan Licensee Lending Practices
- OAR 441-735-0025: License Applications
- OAR 441-735-0030: Fees, Charges Licensees Pay the Director
- OAR 441-735-0050: Notes and Agreements
- OAR 441-735-0060: Loans Not to Be Payable on Demand; Exception
- OAR 441-735-0070: Advertising Regulations
- OAR 441-735-0080: Qualifications of Person in Charge of Licensed Office
- OAR 441-735-0100: Licensee Officers and Directors
- OAR 441-735-0110: Accounting Records of Licensee
- OAR 441-735-0120: Account Record to Be Maintained for Each Loan
- OAR 441-735-0130: Index of Obligors to Be Maintained
- OAR 441-735-0140: Records and Files Required to Be Kept at Servicing Office; Copies of Loans Transferred; Centralized Accounting Office Exception
- OAR 441-735-0160: Daily-Interest Computation
- OAR 441-735-0165: Unfair or Deceptive Practices
- OAR 441-735-0205: Limitation on Charging a Prepayment Penalty
- OAR 441-735-0240: Statement of Loan
- OAR 441-735-0250: Receipt to Be Furnished to Borrower Upon Request
- OAR 441-735-0255: Payoff Information to be Furnished to Borrower Upon Request
- OAR 441-735-0271: Requirements for Payday Loans and Title Loans
- OAR 441-735-0272: Requirements for Licensees
- OAR 441-735-0275: Conditions Applicable to Loans Made by Title Loan Licensees
- OAR 441-735-0280: Prohibited Provisions in Loan Contract Provisions
- OAR 441-735-0310: Refund of Unearned Interest and Charges
- OAR 441-735-0320: Licensee Reporting