OAR 441-730: Consumer Finance
33 rules in Division 730, Chapter 441 (Department of Consumer and Business Services, Finance and Securities Regulation).
- OAR 441-730-0000: Statutory Authority; Purpose
- OAR 441-730-0010: Definitions
- OAR 441-730-0015: Licensee Lending Characteristics and Practices
- OAR 441-730-0025: License Applications
- OAR 441-730-0026: Corporate Surety Bond for Consumer Finance Licensees Employing a Mortgage Loan Originator
- OAR 441-730-0027: State Criminal Records Check
- OAR 441-730-0030: Fees, Charges Licensees Pay the Director
- OAR 441-730-0050: Notes and Agreements
- OAR 441-730-0060: Loans Not to Be Payable on Demand; Exception
- OAR 441-730-0070: Advertising Regulations
- OAR 441-730-0080: Qualifications of Person in Charge of Licensed Office
- OAR 441-730-0100: Licensee Officers and Directors
- OAR 441-730-0110: Accounting Records of Licensee
- OAR 441-730-0120: Account Record to Be Maintained for Each Loan
- OAR 441-730-0125: Residential Borrower Files for Mortgage Loans
- OAR 441-730-0130: Maintaining Index of Obligors
- OAR 441-730-0140: Records and Files Required to Be Kept at Servicing Office; Copies of Loans Transferred; Centralized Accounting Office Exception
- OAR 441-730-0150: Consolidating Sales Financing into Direct Loans
- OAR 441-730-0160: Daily-Interest Computation
- OAR 441-730-0170: Precomputed Interest
- OAR 441-730-0180: Deferred Payment on Precomputed Loan
- OAR 441-730-0200: Action on Precomputed Loan; Rebate Required
- OAR 441-730-0205: Limitation on Charging a Prepayment Penalty by Consumer Finance Licensees
- OAR 441-730-0210: Recomputation of Interest on Delinquent Precomputed Loan
- OAR 441-730-0220: Insurance Premium Charges; Refunds
- OAR 441-730-0230: Insurance Benefits Paid to Licensee
- OAR 441-730-0240: Statement of Loan
- OAR 441-730-0246: Contents of Foreclosure Notices
- OAR 441-730-0250: Receipt to Be Furnished to Borrower Upon Request
- OAR 441-730-0255: Payoff Information to be Furnished to Borrower Upon Request
- OAR 441-730-0260: Advances to Perform Covenants
- OAR 441-730-0280: Prohibited Provisions in Loan Contract Provisions
- OAR 441-730-0320: Licensee Reporting