OAR 836-052-0143: Annual Opportunity to Select Another Medicare Supplement Policy or Certificate

(1) For the purposes of this rule, for 1990, 2010, and 2020 Medicare Supplement Plans, “same or lesser benefits” means a policy or certificate of the same or lower benefit level as indicated on a chart available on the website of the Division of Financial Regulation of the Department of Consumer and Business Services. (2) Beginning 30 days prior to a person’s birthday and for 30 days after the person’s birthday, a person enrolled in a Medicare supplement policy may cancel the person’s existing Medicare supplement policy or certificate and purchase or select another Medicare supplement policy or certificate with the same or lesser benefits to replace the existing Medicare supplement policy or certificate. An issuer may not deny or condition the issuance or effectiveness, nor discriminate in the pricing of the replacement policy or certificate on the basis of health status, claims experience, receipt of health care or medical condition of the applicant. (3) This rule does not apply to Medicare supplement policies or certificates issued or delivered before January 1, 1990.