OAR 836-051-0560: Standards for Supplemental Illustrations

(1) A supplemental illustration may be provided so long as: (a) It is appended to, accompanied by or preceded by a basic illustration that complies with OAR 836-051-0500 to 836-051-0600; (b) The non-guaranteed elements shown are not more favorable to the policy owner than the corresponding elements based on the scale used in the basic illustration; (c) It contains the same statement required of a basic illustration that non-guaranteed elements are not guaranteed; and (d) For a policy that has a contract premium, the contract premium underlying the supplemental illustration is equal to the contract premium shown in the basic illustration. For policies that do not require a contract premium, the premium outlay underlying the supplemental illustration shall be equal to the premium outlay shown in the basic illustration. (2) The supplemental illustration shall include a notice referring to the basic illustration for guaranteed elements and other important information.