OAR 735-050-0062: What Constitutes “Reasonably and in Good Faith”

(1) Examples of circumstances that constitute reasonable and good faith belief include, but are not limited to, the following: (a) An insurance company accepted application and payment for liability insurance covering the period of time in question; (b) An insurance carrier or producer (agent) told a person that he or she was insured or would be insured by a particular policy, and the person was not told otherwise until after the accident or the Driver and Motor Vehicle Services Division of the Department of Transportation (DMV) random sample; (c) A separated spouse, partner in a domestic partnership, or other additional holder of an insurance policy cancels the policy without the person’s knowledge and consent as shown by: (A) Proof of legal separation; or (B) A written statement from the party canceling the policy; and (d) A person is not yet 21 years old, is attending school or is in the military service and believes he or she is covered by a parent’s policy. (2) DMV will use the examples in section (1) of this rule as guidelines in making decisions. However, each request for the rescinding of a suspension under this rule will be reviewed on a case-by-case basis.